"Stop asking for a seat at the table.
Show them you're paying for the table."
Every time a Black resident buys groceries, pays rent, or fills up their tank — that money powers city services, creates jobs, and keeps local businesses alive. Urbnomics measures exactly how much, so communities can finally walk into any room and show receipts.
What Black Americans spend every year — almost none of it tracked at the local level where it matters
Cities that can show, with real data, exactly how much their budget depends on Black residents
How long a dollar stays in the Black community before leaving — vs. 6+ hours in other communities
Everything else happens automatically. No surveys, no manual tracking, no extra steps — just continuous, passive data that builds the community's economic case in real time.
Using the same secure technology that powers apps like Cash App and Credit Karma, you link your account. Read-only. We can never move your money.
Read-Only · Zero Credential StorageOur system figures out what kind of business each transaction went to — and whether it's Black-owned, local, or a national chain.
ML Classification · NAICS TaxonomyWe pinpoint exactly which city, neighborhood, or tax district benefits from each dollar — so we can tell the mayor's office how much your community is responsible for.
GIS Mapping · Municipal VerificationAll personal info is stripped away. What remains is a community-wide economic picture that leaders can put in front of any institution and demand real action.
K-Anonymized · Policy-Grade OutputThis is a preview of the kind of economic intelligence Urbnomics will generate. Baltimore is our launch city — explore what's possible.
"Stop asking for a seat at the table.
Show them you're paying for the table."
Data doesn't just inform decisions — it forces them. Here's what becomes possible when your community has the receipts.
When city hall decides who gets new development, tax breaks, or public investment — you walk in with hard numbers showing exactly how much your community funds the city's budget. It's hard to say no when the data is on the table.
Banks are legally required to reinvest in the communities they take deposits from. Urbnomics shows exactly how much Black residents deposit and spend in a zip code — versus how much the bank actually lends back. That gap is leverage.
When Black dollars circulate within Black-owned businesses, they multiply — creating more jobs, more wealth, more power. Urbnomics shows exactly where money is leaving and gives businesses a roadmap to capture more of it.
Trust has to be earned — especially when it comes to financial data in Black communities. Here's exactly how your information is protected.
Your bank credentials are handled by an encrypted third-party service. They never touch Urbnomics infrastructure.
Our connection is read-only. We can see transactions. We cannot move money, make payments, or change anything in your account.
Your actual account numbers never enter our system. We work with an encrypted token — a meaningless code that stands in for your account.
Partners and researchers only ever see community totals — like "$4M spent on groceries." Your individual purchases are never visible to anyone.
No spending data for any location, store, or category will ever appear in any report unless at least 50 different users contributed to it. That means no one can reverse-engineer what you specifically spent — even if they tried. It's not a policy. It's mathematically baked into the architecture.
Baltimore residents: you're already first. Everyone else: help us decide who's next.